New York telehealth payment parity for private payers expires April 1, 2026
Summary
New York's law requiring commercial insurers to reimburse telehealth at the same rate as in-person care is temporary and sunsets on April 1, 2026. After that date, private payers can pay providers less for a telehealth visit than for the equivalent in-person visit, even though coverage parity remains.
New York Insurance Law requires private payers to reimburse telehealth on the same basis, at the same rate, and to the same extent as in-person services, but this payment-parity provision is effective only until April 1, 2026. Once it expires, commercial insurers retain coverage parity but are no longer required to pay telehealth at the in-person rate. This affects clinicians and practices relying on telehealth reimbursement and could reduce telehealth availability for commercially insured New Yorkers.
Source: Center for Connected Health Policy (CCHP), New York state telehealth page (2026).
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