Michigan has no private-payer telehealth payment parity requirement
Summary
Michigan law requires private insurers to cover telehealth services but does not require them to pay at the same rate as in-person care. Insurers can therefore reimburse telehealth visits at lower rates than equivalent in-office visits.
Michigan mandates coverage parity and prohibits requiring face-to-face contact for appropriate telemedicine, but the statute does not address payment amounts or require equal reimbursement rates. This lack of payment parity allows private payers to reimburse telehealth below the in-person rate, which can financially disadvantage clinicians who deliver care remotely across specialties with commercially insured Michigan patients.
Source: Center for Connected Health Policy (CCHP), Michigan state telehealth page (2026).
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