Maine requires only telehealth coverage parity, not payment parity, so insurers may pay less than in-person rates

Maine law requires coverage parity, meaning carriers cannot deny coverage for a telehealth service that would be covered if provided in person, but it imposes no explicit payment parity. As a result, commercial insurers may reimburse telehealth at lower rates than equivalent in-person care. This payment gap can reduce the financial viability of telehealth for Maine clinicians, particularly those serving rural patients.

Source: Center for Connected Health Policy (CCHP), Maine state telehealth page (2026).