Indiana has no telehealth payment parity, so private insurers may reimburse telehealth below in-person rates

Indiana law requires private payers to cover telehealth using the same clinical criteria as in-person care, but contains no explicit payment parity requirement. As a result, commercial insurers may reimburse telehealth visits at rates lower than in-person equivalents. This payment gap can reduce the financial viability of telehealth for Indiana providers, particularly small practices and behavioral health clinicians.

Source: Center for Connected Health Policy (CCHP), Indiana state telehealth page (2026).