Florida private-payer telehealth law does not require payment parity
Summary
Florida's private-payer telehealth law does not mandate payment parity. Insurers and providers may agree to lower telehealth reimbursement than in-person rates, as long as the provider acknowledges the differential.
Per CCHP's Florida page, Florida law requires telehealth contracts to set mutually acceptable payment rates but permits distinctions between telehealth and in-person reimbursement if the provider initials such provisions. There is no requirement that telehealth be paid at the same rate as in-person care. This affects privately insured patients and providers, who lack a statutory guarantee of equal telehealth payment.
Source: Center for Connected Health Policy (CCHP), Florida state telehealth policy page (2026).
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